There are over 1.5M enterprises MSMEs in Colombia that cannot access credit lines from a formal institution until they have at least 3 to 5 years of operations with profitable balances. On the other end, around 97% of Colombia?s population lacks access to investment opportunities for modest capital amounts. Mesfix connects enterprises with independent investors through a crowdfactoring platform. Companies receive funding to increase their working capital while it allows people to make small, secure and short-term investments in order to increase their personal savings at a better rate than those offered by regular savings accounts.