Akshay Garg

  • Current company Kredivo
  • Location Indonesia
  • Industry Financial Services

As the 4th largest population in the world, Indonesia has $940B GDP, nearly 100M smartphone users, and around 80M productive urban millennials. Despite the large population and economy, Indonesia faces a large gap in credit penetration; only 3.2% credit card penetration for nearly 300M people. A significant number of creditworthy millennials are getting rejected by banks due to thin credit files. Kredivo solves this problem by giving access to instant credit for urban millennials through an all-digital, seamless process. Kredivo offers leading digital credit platform, which offers instant credit financing to users for ecommerce and retail purchases. Checking out with Kredivo online offers the convenience of a 2-click checkout (the fastest and safest checkout in the market) and the affordability of paying later (from 30 days up to 12 months).

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